If I Am Injured In A Motorcycle Accident, But I Don’t Have Insurance, Can I Still Get Compensated?
Yes. In Michigan, even if you did not have motorcycle insurance on the bike you own, you can still make a claim for pain and suffering. Unlike cases involving a car or truck, there is no requirement the owner or registrant of a motorcycle must maintain motorcycle insurance to be able to pursue a bodily injury claim for pain and suffering.
However, you must still prove the other individual(s) involved in the accident were at least 50% at-fault for causing the accident to be entitled to compensation.
In addition, if you did not maintain motorcycle insurance on your bike and you are involved in an accident with a motor vehicle (car or truck), you cannot make a claim for Michigan no-fault benefits, such as wage loss benefits and the payment of medical bills.
Although you can still make a claim for pain and suffering compensation, you cannot make a claim for PIP benefits if you did not maintain motorcycle insurance and you were injured in an accident with a motor vehicle while riding on your own bike.
The law is much simpler for motorcycle passengers or riders using a motorcycle they did not own at the time of the accident. In those situations, the passenger or rider can make a claim for pain and suffering compensation against the at-fault driver and make a claim for Michigan no-fault benefits. The rule that disallows a claim for Michigan no-fault benefits only applies to uninsured owners of a motorcycle.
Michigan motorcycle accident injury cases demand specific detail and expertise. The Steinberg Law Firm has been handling motorcycle accident cases throughout Michigan for over 40 years.
Please call us at 1-800-LEE-FREE (1-800-533-3733) if you have any questions about Michigan motorcycle accident injury law.
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