If I Am Injured In A Motorcycle Accident, But I Don’t Have Insurance, Can I Still Get Compensated?
Yes. In Michigan, even if you did not have motorcycle insurance on the bike you own, you can still make a claim for pain and suffering
. Unlike cases involving a car or truck, there is no requirement the owner or registrant of a motorcycle must maintain motorcycle insurance to be able to pursue a bodily injury claim for pain and suffering.However, you must still prove the other individual(s) involved in the accident were at least 50% at-fault for causing the accident to be entitled to compensation.In addition, if you did not maintain motorcycle insurance on your bike and you are involved in an accident with a motor vehicle
(car or truck), you cannot make a claim for Michigan no-fault benefits, such as wage loss benefits and the payment of medical bills.Although you can still make a claim for pain and suffering compensation, you cannot make a claim for PIP benefits if you did not maintain motorcycle insurance and you were injured in an accident with a motor vehicle while riding on your own bike.The law is much simpler for motorcycle passengers or riders using a motorcycle they did not own at the time of the accident. In those situations, the passenger or rider can make a claim for pain and suffering compensation against the at-fault driver and
make a claim for Michigan no-fault benefits
. The rule that disallows a claim for Michigan no-fault benefits only applies to uninsured owners of a motorcycle
.Michigan motorcycle accident injury cases demand specific detail and expertise. The Steinberg Law Firm has been handling motorcycle accident cases throughout Michigan for over 40 years.Please call us at 1-800-LEE-FREE (1-800-533-3733) if you have any questions about Michigan motorcycle accident injury law.