At the Lee Steinberg Law Firm, we understand how frustrating a car accident can be, especially if you suffer significant injuries. Our team of Saginaw car accident lawyers is dedicated to helping our clients win their cases as quickly and for as much money as possible. We have been assisting Saginaw residents for over 50 years and stop at nothing to obtain justice.

Winning Saginaw, MI Car Accident Lawyers for Over 50 Years

At The Lee Steinberg Law Firm, our Saginaw County car accident lawyers have over five decades of experience handling a wide variety of car and truck accident cases.

We have recovered tens of millions for Saginaw car accident victims.
Our attorneys are regularly selected to present at legal seminars across Michigan and as Super Lawyers.
Senior Partner Eric Steinberg served as President of the Michigan Association for Justice (MAJ), the umbrella organization for all Michigan personal injury lawyers.
In the past several years, the Lee Steinberg Law Firm has settled numerous million-dollar cases.

What to Do After a Car Accident in Saginaw?

The steps you take after a collision can significantly impact your car accident case. Here’s what to do if you are in a car accident in Saginaw:

1. Get to Safety: Your well-being and safety should be your number one priority after an accident. Before taking any action, ensure you and your passengers are out of harm's way if possible. Move your car to the side of the road or exit your vehicle and seek shelter nearby.

2. Call the Police: Police reports play a vital role in car accident cases. They can help substantiate your case and prove that what you are saying actually happened to win your case. Even if the accident was just a minor fender bender, you should still report it to the police.

3. Seek Medical Attention: If you are injured, make sure the police send emergency medical responders to help. If you are not seriously injured, you should still see a doctor following the accident as soon as possible. Documentation that proves you were injured and got treatment plays a significant role in helping you win your case.

4. Gather Evidence: If possible, gather as much evidence at the scene of the accident as you can to help support your claim. This includes photos of the accident and your injuries, video footage from your phone, and contact information for any witnesses who saw what happened.

5. Report the Accident to Your Insurance: After the accident is initially dealt with, you should call your auto insurance to tell them what happened so they can get the claim process started. However, it’s important when you speak to your insurance company or to the other party’s insurance company that you avoid admitting fault.

6. Contact a Saginaw Car Accident Lawyer: A lawyer can help you navigate the claims process, handle all of the complex legal matters for you, talk to insurance companies, and ensure you are awarded the full and fair settlement you deserve. They can even help you file a lawsuit if necessary and take the case to court for additional compensation.

How Are Lost Wages Calculated After a Saginaw, Michigan Car Accident?

When you file a personal injury claim after a car accident in Saginaw, one of the things you can recover compensation for is the wages you have lost while you are out of work and recovering from your injuries.

In Michigan, under the no-fault insurance law, the lost wages you can recover are generally calculated at about 85% of your monthly income, or the income that you would have earned had you not been injured and unable to work. This money comes from your own auto insurance company or the no-fault auto insurance company responsible for paying your claim. Lost wages compensation is subject to a monthly maximum, however.

As of October 1, 2025, and through September 30, 2026, the maximum monthly wage loss benefits in Michigan are capped at $7,014.

An injured person is entitled to receive lost wages from their no-fault insurance company for up to 3 years from the date of the crash. If a person is still injured and cannot work after three years, or earns more than the monthly maximum, they can obtain compensation from the at-fault driver and owner.

Will My Car Insurance Rates Increase If I’m Involved a Car Accident in Michigan?

The most likely answer to this question is yes. On average, car insurance increases by 40%-50% after a car accident. However, the exact rate of increase can vary based on factors such as your location, the company you are insured with, and your driving history.

Insurance rate increases after an accident are also affected by who was at fault for the accident. So if you were the one at fault, your insurance would likely go up more than if you were the victim of someone else’s negligent driving. Sometimes, if you are not at fault, your car insurance rates may not increase at all.

Can I Sue For Pain and Suffering After a Minor Car Accident in Saginaw?

Pain and suffering are another type of damage that you can recover compensation for after an accident, just like lost wages and medical expenses. Even if the accident was a minor one, you can still recover compensation for pain and suffering, so long as you can prove that you have an objective injury that has generally affected your ability to lead your normal life. This is called a threshold injury.

However, calculating pain and suffering damages is not easy because these types of damages do not have an obvious monetary value. The best way to ensure you are awarded the full amount you deserve for pain and suffering is to gather as much evidence as possible to show how your life has been impacted by the accident and your injuries.

This can be done by testifying about the hobbies and recreational activities you were limited from doing or can’t do at all because of the car crash. Family members and friends testifying on your behalf to demonstrate the positive changes in your life is also compelling evidence.

The Saginaw car accident attorneys at the Lee Steinberg Law Firm recommend keeping a journal of the changes in your life since the auto accident. The journal should include activities inside and outside the home, at work, and from the beginning of the day until the end of the day.

Can I Sue an Insurance Company After a Car Accident?

However, if the insurance company fails to pay no-fault benefits after they receive proof, an individual can file a lawsuit against the car insurance company in court. This is where a dedicated and experienced Saginaw car accident lawyer can help ensure that your medical bills and other benefits are paid.

These lawsuits are commonly referred to as first-party lawsuits. The lawsuit can be filed in Saginaw County Circuit Court. They are usually required after the insurance company sends a customer for an IME, or “independent medical examination.” The IME is performed by a doctor hired by the insurance company to author a report. The insurance company can then use the report to terminate or stop paying further benefits.

If you receive a letter stating that you must attend an IME, it is highly recommended that you contact a Saginaw auto accident attorney to determine your legal rights.

What Are the Distracted Driving Laws in Michigan?

Distracted driving is one of the most common causes of Michigan car accidents. In 2024, compared to 2023, distracted-driving-involved fatalities (65) rose 10%, while distracted-driving-involved crashes (14,439) decreased 5%. The most popular driving distraction is now texting while driving, and using the internet while driving is now illegal in Michigan. In fact, under MCL 256.602b(3), a driver cannot even use a cell phone while driving unless it is hands-free.

Distracted driving can occur in different ways. The general rule under Michigan law is MCL 257.626b, which states that a person who operates a vehicle on a highway carelessly or negligently, and that is likely to cause harm to a person, is responsible for a civil infraction. Not only is that person liable to pay a fine, but they are also responsible for any injuries they cause.

But distracted driving laws are found elsewhere and are enforced by law enforcement and our state’s courts. For example, some of the laws against distracted driving include:

Driving while intoxicated – MCL 257.635
Failing to yield the right of way at an intersection – MCL 257.649.
Running a red light – MCL 257.612.
Making an illegal left-hand turn – MCL 257.650
Speeding – MCL 257.627.
Failing to make a proper turn at an intersection – MCL 257.647

What Are the Symptoms of a Soft Tissue Injury After a Car Accident?

Your soft tissues are the muscles, ligaments, and tendons in your body—all of which are easily injured in a Saginaw car accident. However, many people overlook the signs and symptoms of soft tissue injuries, assuming they are minor. But delaying treatment can worsen the injury and make it harder for you to recover compensation if you file a personal injury claim.

What are the symptoms you should look out for that indicate you have sustained a soft tissue injury?

Low back pain
Neck pain
Swelling
Inflammation
Bruising
Discoloration
Limited mobility
Muscle spasms
Loss of range of motion
Numbness and tingling

How Can a Saginaw Car Accident Lawyer Help Me?

Consulting with a Saginaw car accident lawyer can be beneficial to your car accident case in many ways.

Lawyers have in-depth knowledge of the legal system and know the laws in place to protect your rights.
Lawyers have the resources to help investigate your case to ensure the right party is held accountable.
A lawyer can help you get no-fault benefits or PIP benefits from an auto insurance company, which will pay for medical bills, lost wages, and other items.
A lawyer will know how to evaluate your claim and the damages you have suffered to correctly value your case.
Lawyers can handle negotiations with difficult insurance companies to ensure they pay you the fair settlement you deserve.
A lawyer can help settle your case quickly without needing to go to court.
If a court trial is necessary, a lawyer can represent you and handle the litigation.

Best Attorney for Car Accidents in Saginaw

For over 50 years, The Lee Steinberg Law Firm has helped injured victims win their cases to collect the compensation they need and deserve. We are committed to the health and well-being of our clients. We have represented clients throughout Saginaw County and the Mid-Michigan area, including Bay City, Midland, Freeland, Chesaning, Frankenmuth, and Birch Run. The results of a car accident in Michigan can be traumatic—let us help you get the compensation you need to recover and move on as comfortably as possible.

Please call The Lee Steinberg Saginaw Car Accident Lawyers at 1-800-LEE-FREE (1-800-533-3733) or fill out the Free Case Evaluation Form so we can answer any questions you may have about your accident. You pay nothing until we settle your Saginaw, Michigan car accident case.