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Questions about Michigan auto insurance or Michigan no-fault law? Call Lee Free for answers to all of your no-fault and other auto insurance questions.

New Bodily Injury Forms Released by DIFS and The New Michigan No-Fault Law

Key Points in This Article: For the first time in almost 50 years, drivers and owners can now be sued for the medical expenses they cause following a car crash. The DIFS released the Michigan Choice of Bodily Injury Liability Coverage Limits form motorists will need to sign beginning in July 2020. The form explains [...]

By |2019-11-27T16:19:21+00:00November 27th, 2019|Insurance, Michigan Auto No-Fault Law, No-Fault|0 Comments

Car Insurance Companies Use Material Misrepresentation and Fraud to Get Out of Paying Claims In Michigan

Key Points in This Article: Michigan car insurance carriers are aggressively denying claims and refusing to pay Michigan no-fault benefits by alleging fraud or a material misrepresentation in the purchase of the policy. The legal definition of material misrepresentation is the act of intentional hiding or fabrication of a material fact which, if known to [...]

Stolen Vehicles and Michigan No-Fault Benefits

Key Points in This Article: People injured in a stolen vehicle can obtain Michigan no-fault benefits as well as pain and suffering compensation against the person who caused the crash. If you are hit by a stolen vehicle, then the insurance carrier for that vehicle will most likely not pay the claim. This author advises [...]

LA Insurance Selling Short-Term Michigan Auto Policies Again

Key Points in This Article: Despite being banned in 2018, LA Insurance offices are again selling Michigan no-fault insurance policies that expire after only 13 days. People who buy these policies are not aware they are sold as 6-month policies that contain a requirement that a second payment must be made by the 13th day [...]

Cancellation of Michigan Auto No-Fault Policies

Michigan Court Rules Car Insurance Carriers Must Send Proper Notice Before Cancellation Can Occur A car insurance company telling you that your auto policy has been cancelled is a scary event. A discussion like this after a serious car wreck can be catastrophic, resulting in massive unpaid medical bills, mounting lost wages and other costs. [...]

By |2019-09-05T19:31:22+00:00September 5th, 2019|Auto Accidents, Insurance|0 Comments

Michigan No-Fault Legislation – PIP Coverage

Bulletin #3 - Changes to PIP Coverage On May 30, 2019, Governor Whitmer signed a major overhaul to the Michigan no-fault system, completely transforming Michigan car accident law. The legislation took effect on June 11, 2019 as Public Act 21 of 2019. There a number of huge ramifications for Michigan drivers, their families and anyone [...]

Changes to Pain and Suffering Laws in Michigan Car Accident Cases

Bulletin #2 – Michigan Car Accident Injury Law – Changes to Pain and Suffering Cases On May 30, 2019, Governor Whitmer signed a major overhaul to the Michigan no-fault system, completely transforming Michigan car accident law. The legislation took effect on June 11, 2019 as Public Act 21 of 2019. There a number of huge [...]

Michigan No-Fault Law Legislation – Changes in the Auto Insurance Law

Bulletin #1 - Changes in The Order-of-Priority On May 30, 2019, Governor Whitmer signed a major overhaul to the Michigan no-fault system, completely transforming Michigan car accident law. The legislation took effect on June 11, 2019 as Public Act 21 of 2019. There are a number of huge ramifications for Michigan drivers, their families, and [...]

New Michigan No-Fault Law Passes – What You Need to Know

Michigan No-Fault Reform Recap – What You Need to Know Last week, Governor Whitmer signed a bill that contains sweeping changes for the Michigan No-Fault Law. The governor, despite promises to the contrary, removed the mandatory unlimited PIP coverage that has protected so many Michigan citizens over the past 45 years. The new legislation, which [...]

What to Do in the Event of an Uber or Lyft Accident

Synopsis According to the University of Chicago, the rate of traffic deaths has increased nearly three percent in cities after the introduction of Uber and similar ride-sharing services. Car accidents involving ride-share drivers are similar to the same type of crashes everyday road users face including rear-end and side-impact wrecks. A more reoccurring accident type [...]

By |2019-06-06T03:12:35+00:00June 6th, 2019|Auto Accidents, Insurance, Personal Injury|0 Comments