USA Underwriters is writing a lot of car insurance policies in Michigan. However, it has been our experience the company is extremely aggressive in delaying payments, denying claims, and outright rescinding policies by alleging fraud on the part of its customers. Our law office handles car accidents all over Michigan. USA Underwriters has gotten very […]
No matter where you live car insurance rates keep increasing. A recent report showed a 14% annual increase in car insurance costs across the country in 2022. The average annual cost of insurance for a car is now $2,014. In many states, like Michigan, the cost is much higher. In 2019, Michigan made drastic changes […]
If you’ve ever dealt with an insurance company after an auto accident, you know how frustrating it can be. When insurers deny or delay payments without cause or offer low settlements, it can feel as if they’re ignoring the very purpose of insurance – providing support in times of need. Unfortunately, many Michigan residents encounter […]
We buy insurance to protect us from unexpected losses from car accidents, home damage, personal injury claims, and other covered events. Unfortunately, not every claim gets paid. Many insurance providers deny coverage based on intentional act exclusion: a clause that allows them to refuse payment when they believe a policyholder deliberately caused harm or damage. […]
The best advice is to not post on social media at all. Social media has become an important part of the daily lives of many people. The number of hours we are spending on apps like Instagram, TikTok, Facebook, Twitter, Snapchat, and others seems to increase every year. Social media can be a fun way […]
Which Michigan car insurance company is responsible for paying my claim? That’s an important question. The Michigan No-Fault Law provides a framework for determining which insurance company is responsible for paying no-fault benefits. This is often referred to as the “order of priority.” The insurance company responsible for paying has the “highest” order of priority. […]
How Much PIP Coverage Should I Get in Michigan? With Michigan now offering different choices for no-fault coverage, people wonder how much car insurance they need to purchase. More specifically, how much PIP coverage do I need and what are my options? The Michigan no-fault law changed dramatically in 2019 when Governor Whitmer signed sweeping […]
Can the Car Insurance Company Deny My Claim For Fraud After an Auto Accident? A recent trend our law firm has seen is a number of Michigan car insurance carriers are denying otherwise valid no-fault PIP claims by alleging there was fraud or a material misrepresentation by the claimant or the policyholder. These insurance companies, […]
What Happens if the Insurance Company Cancels My Policy A car insurance company telling you that your auto policy has been cancelled is a scary event. A discussion like this after a serious car wreck can be catastrophic, resulting in massive unpaid medical bills, mounting lost wages and other costs. Over the past few years, […]
Buying auto insurance is not easy. It’s expensive and confusing. But what insurance companies and insurance agents don’t tell you, and what experienced Michigan car accident lawyers know, is that providing incorrect information on the application can cause a lot of trouble and heart ache if something happens. Over the past few years, insurance companies […]
