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Detroit is the largest city in Michigan and the most heavily traveled. With many busy streets, intersections, and freeways, the city has the highest number of car crashes and collisions every year. For residents, commuters, and anyone passing through, knowing where these high-risk areas are is a key part of staying safe behind the wheel. […]
As one of Metro Detroit’s busiest suburbs, Southfield is home to major business corridors, shopping centers, and heavily traveled roadways. With high traffic volume comes a higher risk for crashes, particularly at specific intersections and corridors that consistently report large numbers of car accidents. For residents, commuters, and anyone passing through, knowing where these high-risk […]
We buy insurance to protect us from unexpected losses from car accidents, home damage, personal injury claims, and other covered events. Unfortunately, not every claim gets paid. Many insurance providers deny coverage based on intentional act exclusion: a clause that allows them to refuse payment when they believe a policyholder deliberately caused harm or damage. […]
When Michigan legalized recreational marijuana in 2018, it changed certain aspects of state law, including how car accident cases are handled. While recreational cannabis use is now legal for adults, driving under its influence remains strictly prohibited. The problem is that proving impairment, determining fault, and securing fair compensation in a marijuana-related accident isn’t always […]
Uninsured Motorist Benefits – Michigan Car Insurance There are over 3 million commercial and private vehicles in Michigan. Although liability insurance is mandatory in Michigan, unfortunately due to its high cost many of these vehicles are not insured. In fact, in some areas of the state it is estimated more than 30% of private vehicles […]
Getting hurt on the job is stressful enough: fighting for your benefits shouldn’t be another battle. Many workers assume their employer’s insurance will cover everything, only to run into delays, denials, and endless red tape. When that happens, the Michigan Workers’ Compensation Agency (WCA) is supposed to step in and make sure that injured employees […]
In Detroit, the streets can be dangerous for pedestrians. Every year, dozens of people are struck by vehicles while walking to work, running errands, or simply getting some exercise, and many of those crashes result in severe injuries or fatalities. The problem isn’t new, but it has gotten worse over the years. A 2022 report […]
Detroit’s streets are becoming more bike-friendly, but cycling in the city still comes with risks. According to the League of American Bicyclists, there was an average of four fatal bicycle accidents for every million Detroit residents between 2017 and 2021. There were also hundreds of injuries, some of them catastrophic. While dedicated bike lanes and […]
Drivers in Michigan pay an average of $3,356 per year for full auto insurance coverage. Although not the highest, Michigan does have some of the highest auto premiums in the United States. Why does Michigan have some of the highest auto insurance costs in the country? More importantly, how does this impact you if you’re […]
