Michigan No-Fault Law

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Michigan No-Fault Law 2017-09-13T15:31:44+00:00

The Law Offices of Lee Steinberg and Call Lee Free are experienced with Michigan No-Fault Law and have a team of Michigan car accident lawyers dedicated to helping you obtain the compensation you deserve.

Our Michigan car accident attorneys have been representing individuals injured in Michigan car, truck, and motorcycle accidents for over 40 years. Call our office today. You pay nothing unless we win your case. Let us help you by calling 1-800-LEE-FREE (1-800-533-3733).

What is Michigan No-Fault Law?

The Michigan No-Fault Law is the law covering Michigan motor vehicle accidents. The law went into effect in 1973 and allows a person injured in a car accident to receive certain benefits, no matter who is at fault for causing the accident. This means even if you were at fault for causing a car accident, you may still be entitled to no-fault benefits.

The major benefit under Michigan No-Fault Law is the payment of all medical bills related to the accident. This includes the payment for all hospital bills, doctor bills and rehabilitation bills. If a medical treatment is related to the car accident, it must be paid by the auto insurance carrier responsible for paying the claim. There is no dollar limit and this is a lifetime benefit.

Another major benefit is the payment of lost wages. Under the law, as long as you are disabled from work because of car accident injuries, the auto insurance company must pay 85% of your gross wages for up to three years from the date of the accident.

Other benefits include the payment of prescriptions and out-of-pocket costs, as well as reimbursement for the care nurses, family members or even friends are doing on your behalf because of your Michigan car accident injuries.

What Else is Covered by Michigan No-Fault Benefits?

Besides getting no-fault benefits, a person injured in a Michigan car accident or truck accident can also obtain compensation for their pain and suffering. This is called a third-party claim.

However, you can only bring a third-party claim if the other driver was at least 50% at-fault for causing the accident and the injured person sustained what’s called a “threshold” injury. The three categories for threshold injury in Michigan are (1) death, (2) permanent serious disfigurement, and (3) serious impairment of body function. Most Michigan car accident and Michigan truck accident cases involve the last category.

Proving a threshold injury is not easy and usually requires the professional help of an attorney. The Law Offices of Lee Steinberg has been helping car accident victims for over 40 years obtain the no-fault benefits and pain and suffering compensation they deserve.

Call our office today. You pay nothing unless we win your Michigan car accident case. Let us help you by calling 1-800-LEE-FREE (1-800-533-3733).

Video Transcript

The No Fault law, also known as PIP, which stands for Personal Injury Protection, allows for certain benefits if you’re involved in a car accident, even if you’re not at fault. That’s why it’s called the no-fault law. You’re still entitled to these benefits.

What are these benefits? These benefits are the payment of medical expenses that are related to the car accident. It involves 85% of your gross wages. It involves the payment of out-of-pocket costs – like prescriptions – as well as medical mileage, like gas money to and from doctors’ offices; you get reimbursed for that. It involves the payment of what’s called replacement services, where somebody – it could be a family member, it could be your mom, daughter, anybody – doing the chores for you, they’re entitled to get reimbursed for the time they’re putting in to do the chores at home.

There’s also something called attendant care, which is more personal care to someone who’s injured in a car accident. Let’s say they need help getting dressed, or need help in the bathroom, or need help changing bandages. All these more personal care type items also get reimbursed by the no-fault carrier for the person doing it. All these benefits come under the umbrella of the Michigan no-fault law.

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