What is Uninsured Motorist Coverage? - Call Lee Free

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What is Uninsured Motorist Coverage?

uninsured motorist coverage

With so many motorists on the road in Michigan, it should come as no surprise that many of them are uninsured or underinsured. Motorists who are uninsured have no insurance at all, while those who are underinsured have very low limits.

Uninsured motorist coverage provides coverage for bodily injury, and in some states (including Michigan) property damage, for losses incurred by an insured motorist when an accident is caused by an uninsured motorist. For this reason, many insurance companies recommend taking out a policy that includes uninsured motorist coverage. While this means a slightly more expensive premium, the fiscal and physical protection – not to mention the peace of mind – are invaluable.

If you are the person responsible for causing an accident in which the victim is uninsured, determining who is responsible to pay Michigan No-Fault Benefits can be complex. Although your own insurance is first in line to pay in a Michigan automobile accident, there are times when an uninsured individual is an innocent passenger in a motor vehicle accident.  In these circumstances, determining who is responsible to pay Michigan No-Fault Benefits can be complex.

If you or a loved one suffered serious injuries in a Michigan auto accident and you have questions about the Michigan no-fault order of priority, talk with an experienced Michigan auto accident lawyer.

Please call Lee Free and Michigan automobile accident lawyers at 1-800-LEE-FREE    (1-800-533-3733) or fill out the Free Case Evaluation Form so we can answer any questions you may have.

You pay nothing until we settle your case. Let us help you today.